GLBA Privacy Notice

Gramm-Leach-Bliley Act Notice (GLBA Privacy Notice)

FACTS	WHAT DOES ORCAM, INC. (“OrCam”) DO WITH YOUR PERSONAL INFORMATION?

Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: * Social Security number and credit card or debit card. * Credit scores, risk tolerance, income and credit summary. * Employment information. * Checking account information.

How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons OrCam chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information			Does OrCam share?	Can you limit this sharing?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus			Yes	No
For our marketing purposes— to offer our products and services to you			Yes	No
For joint marketing with other financial companies			No	We don’t share
For our affiliates’ everyday business purposes— information about your transactions and experiences			Yes	No
For our affiliates’ everyday business purposes— information about your creditworthiness			Yes	Yes
For our affiliates to market to you			Yes	Yes
For nonaffiliates to market to you			No	We don’t share

To limit our sharing		* Call 1-800-713-3741 - our menu will prompt you through your choice(s) or * Visit us online: https://www.orcam.com/en-us/contact-us-glba Please note: If you are a new customer, we can begin sharing your information [45] days from the date we sent this notice. When you are nolonger our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Questions?		Call 1-800-713-3741 or go to www.orcam.com

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Who we are
Who is providing this notice?		OrCam Inc. (“OrCam”)

What we do
How does OrCam protect my personal information?		To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does OrCam collect my personal information?		We collect your personal information, for example, when you * Apply for a loan or use your credit or debit card * [provide account information or give us your contact information] We also collect your personal information from others, such as credit bureaus and affiliates.
Why can’t I limit all sharing?		Federal law gives you the right to limit only * sharing for affiliates’ everyday business purposes—information about your creditworthiness * affiliates from using your information to market to you * sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
What happens when I limit sharing for an account I hold jointly with someone else?		Your choices will apply to everyone on your account – unless you tell us otherwise.

Definitions
Affiliates		Companies related by common ownership or control. They can be financial and nonfinancial companies. * Our affiliates include companies with the OrCam name; financial companies such as credit processors and credit reporting agencies.
Nonaffiliates		Companies not related by common ownership or control. They can be financial and nonfinancial companies. * OrCam does not share with nonaffiliates so they can market to you.
Joint marketing		A formal agreement between nonaffiliated financial companies that together market financial products or services to you. * OrCam doesn't jointly market.

Other important information
California Customers: Please refer to the notice provided separately, entitled “Important Privacy Choices for Consumers.”